Can You Have Financial Wellbeing If You’re Broke But Happy?

Published on December 2, 2025

Financial wellbeing is not simply about income or net worth. Nor is it about happiness. It’s about a person’s ability to function financially with security, agency, and sustainability. Emotional enjoyment doesn’t override that, and wealth doesn’t guarantee it.

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P/E10 and Market Valuation: November 2025

December 2, 2025
Here is the latest update of a popular market valuation method, Price-to-Earnings (P/E) ratio, using the most recent Standard & Poor's "as reported" earnings and earnings estimates, and the index monthly average of daily closes for the past month. The latest trailing twelve months (TTM) P/E ratio is 28.1 and the latest P/E10 ratio is 38.9.

Crestmont P/E and Market Valuation: November 2025

December 2, 2025
Based on the November S&P 500 average of daily closes, the Crestmont P/E of 43.8 is 187% above its arithmetic mean, 214% above its geometric mean, and is in the 100th percentile of this 14-plus-decade series.