Why Your Construction Loan Is Probably Not A Rip-Off

Published on December 9, 2025

The higher interest rates and fees on construction loans are not a sign of bank greed, but a necessary reflection of their high risk and labor intensity compared to conventional mortgages.

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Fed Regime Change: Groupthink May Be Ending

December 9, 2025
Starting in the aftermath of the 2008 financial crisis, a profound change to the Fed’s liquidity-providing role in the capital markets was underway. We can sum up the Fed regime change with a popular quip: The Fed has shifted from lender of last resort to the lender of only resort.

NFIB Small Business Survey: Optimism Inches Up in November

December 9, 2025
The NFIB Small Business Optimism Index rose for the first time in three months, inching up 0.8 points to 99.0.