Exploring the Sources of Consumer Frustration

Published on December 17, 2025

The Federal Reserve wrapped up its final meeting of 2025, delivering – as expected – its third consecutive rate cut. Policymakers lowered the fed funds rate to a target range of 3.5% to 3.75%, signaling continued support for the economy.

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Bull Market Genius Is A Dangerous Thing

December 17, 2025
During extended upward-trending markets that reward risk-takers and punish caution, everyone is a “bull market genius.” That dynamic flips investor psychology and, over time, creates a false sense of control.

Why Investors Shouldn’t Romanticize Bitcoin, From a Financial Planner

December 17, 2025
Investors should treat bitcoin as the volatile, high-risk asset it is. A look at the data, along with comparisons to the Magnificent 7 stocks, indicates a small (1% to 2%) portfolio allocation for most investors would be the safest.