IRMAA: Resistance Is Futile (But There Are Some Choices)

Published on January 12, 2026

IRMAA (Income Related Monthly Adjustment Amounts) acts as a penalty on prosperity, lightly touching the truly wealthy and passing over the poor and those doing okay. It is a dagger aimed at the heart of affluent professionals who diligently saved for retirement and are now drawing down their ample 401(k) funds.

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Quantum Computing: Swapping Traffic Lanes for Jetpacks

January 12, 2026
Quantum computing could alter productivity, industrial structure, capital allocation, and even the balance of global power. The transformation won’t happen overnight, but investors who wait for proof may find they have waited too long.

2026 Forecast: ‘Tis the Season for Wild Guesses

January 12, 2026
Instead of offering a forecast, let us consider the potential events and factors that could influence investor sentiment and move markets this year. Inevitably, no matter how many events we and others are considering today, there will be market-moving ones that are not on anyone's radar currently.