Sam Altman’s ‘Last Resort’ for ChatGPT Looks a Lot Like Facebook

Published on January 20, 2026

OpenAI is ruling out the more obvious downsides for users of its free and $8-a-month ChatGPT Go tiers who will start seeing ads. Advertisers won’t influence the chatbot’s answers but rather post banners with images at the bottom of the screen.

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Raiding Your 401(k) to Buy a House Should Be an Option

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I have a confession, shameful as it may be for someone who has spent decades studying retirement policy and advising individuals and institutions on how to save for and think about retirement: When I bought my apartment a few years ago, I raided my retirement account for the down payment.

Zephyr's Adjusted for Risk: AI's Impact on Marketing Strategies in Wealth Management

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Ryan Nauman and Joe Anthony discuss how AI tools are transforming content generation, digital marketing, and SEO, pushing wealth and asset management firms to adapt their tactics.