The Real Financial Cost of Childhood Trauma

Published on February 10, 2026

It’s easy to judge people who reach retirement with fewer resources as careless or undisciplined. Yet many are carrying the emotional damage of early experiences they never chose. Their financial challenges began long before their first paycheck.

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Retail Sales Flat in December, Lower Than Expected

February 10, 2026
The Advance Retail Sales Report from the Census Bureau showed consumer spending was unexpectedly flat in December. Headline sales were unchanged, down from November's 0.6% reading and below the projected 0.4% growth.

It’s Still Never Too Early, Revisited (2026 Edition)

February 10, 2026
Unfortunately, most people still don’t start thinking about their retirement until they are in their forties. Better late than never, but I believe there is a massive missed opportunity here. By starting the process earlier, one could drastically improve their ability to retire at a reasonable age.