Why Are Young People Taking So Many Unwise Financial Risks?

Published on March 23, 2026

There are at least two conflicting narratives about Gen Z and young millennials. One is that they are extremely risk averse — afraid even to go out of the house, much less on a date.

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Private Credit Is Making Bank Investors Antsy, Too

March 23, 2026
Banks making loans to specialist fund managers instead of directly to companies is meant to act like a firebreak protecting traditional lenders against the risks of businesses going bust. But losses from financing private credit firms and other nonbank lenders are coming back to bite them — and it’s making their investors antsy.

Dimensional Grafts Vanguard’s Tax-Busting Model Onto Mutual Fund

March 23, 2026
Dimensional Fund Advisors is becoming the first asset manager to launch an exchange-traded fund share class of a mutual fund since Vanguard Group’s patent on the model expired nearly three years ago.