401(k) Real Talk Episode 187: April 8, 2026

Published on April 8, 2026

Open, honest and candid discussion about alts in 401(k) plans, March job numbers, lawsuits stemming from data breaches at b/ds and more.

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Cryptocurrencies: Bitcoin Reaches 3-Week High

April 8, 2026
Bitcoin's closing price increased this week, reaching its highest level in three weeks. However, BTC is currently down ~18% year-to-date and ~42% below its record close from October 2025.

Your Clients Think They’re Referring You: The Problem in the Process

April 8, 2026
Many advisors assume they have a referral problem. They look at their growth, consider how infrequently new clients arrive through introductions, and conclude that clients simply are not inclined to refer as often as they might.