Inflation, Interest Rates, the Fed, & Your Family Budget

Published on June 23, 2026

No one can guarantee which choices will be best for your financial future. I do suggest considering them thoughtfully. Do your best to make them, not out of anxiety over the broader economy, but in the context of your own family’s needs and finances.

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Why It’s Time for Advisors to Add the Actuarial Approach — & Copilot — to Their Retirement Toolkit

June 23, 2026
Financial advisors today face a paradox. They have more technology, more data, and more model sophistication than ever before — yet many clients remain confused about how much they can afford to spend in retirement, anxious about market volatility, and uncertain whether their plan is truly sustainable.

40 Years of Forecasts: Focus on Principles Over Predictions

June 23, 2026
We diversify, because the future is uncertain. At any point in time, some of your investments are going to be up, and some will be down. If all of your investments are up at the same time, chances are, your portfolio is not well diversified.