The Movement to Personalize Retirement Investing for 70 Million People

Published on July 6, 2026

Personalization is high on the list of improvements because investing is personal. But we need to be careful in delivering personalization and to recognize the important distinctions between risk capacity (the ability to take risk) and risk tolerance (the willingness to take risks).

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ISM Services PMI: Continued Expansion in June

July 6, 2026
The Institute for Supply Management (ISM) released its June Services Purchasing Managers' Index (PMI), with the headline composite index at 54.0. This was slightly lower than the forecast of 54.2 but keeps the index in expansion territory for a 24th consecutive month.

S&P Global Services PMI: Growth Reaches 4-Month High

July 6, 2026
The June U.S. Services Purchasing Managers' Index (PMI) from S&P Global rose 0.5 points to 51.2, indicating a modest rise in service sector activity. The latest reading was just below the forecast of 51.3 and marked the strongest expansion in four months.