Are Today's 'Diversified' Index Funds Really Diversified?

Published on August 4, 2026

Passive does not always mean diversified.

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US Department of Labor finds child labor and wage violations at 3 San Antonio bakery and café locations

August 4, 2026
SAN ANTONIO – The U.S. Department of Labor has recovered thousands in back wages and assessed penalties after a federal investigation revealed child labor, minimum wage, and overtime violations by the operators of three La Panaderia Bakery & Café locations in San Antonio.The department’s Wage and Hour Division investigated the pay practices of Tequila Almond Croissant LLC, Pan Dulce LLC, and SA Ba

Social Security’s Short-Term Crisis: What Advisors Must Prepare Clients For

August 4, 2026
Social Security faces both a long-term problem and a short-term problem. The long-term problem is the familiar structural imbalance between projected system revenue and projected benefits. The short-term problem is more urgent: The system’s trust fund is projected to be depleted in 2032, at which point system revenues will be insufficient to cover scheduled benefit payments.