401(k) Real Talk Episode 204: August 5, 2026

Published on August 5, 2026

Open, honest and candid discussion about OCIO DC assets, Empower's earnings, new CFPB rules, the truth about the advisor shortage, PEPs and more.

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QuantStreet August 2026 Letter: Sector Rotation Continues

August 5, 2026
July 2026 was a flattish month for markets. The S&P 500 index was down slightly. Value did well, while momentum did poorly. Smallcaps, midcaps, and emerging markets, all of which have been the year’s best performers, had a bad month. Commodities, driven largely by oil prices, led the pack, as the fragile ceasefire in Iran failed to hold.

World Bank Urges Emerging Nations to Embrace AI Amid Weak Growth

August 5, 2026
Developing economies must move fast in adopting artificial intelligence for their governments and businesses, the World Bank said, urging countries to adapt existing tools to local needs.