Consumer Credit Stress: What The Data Really Shows

Published on September 28, 2026

A number has been making the rounds all year, and it’s misleading. The claim: roughly 13% of credit card balances are 90 days or more past due, the worst since 2008. Here’s the twist. That number is real, and it comes straight from the New York Fed.

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Japan Could Redraw the Global Oil Map

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