Retirees Need $1.2M, but Carry More Debt Than Savings

Published on September 29, 2026

Only 30% of Americans believe they’ll be able to retire comfortably — an amount retirement plan participants now estimate is $1.2 million, a recent survey by Schroders found. 33% of plan participants said that their credit card debt was higher than their retirement savings.

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Congress Ought to Fix the Flawed Saudi Nuclear Deal

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The confusion surrounding a proposed civil nuclear deal with Saudi Arabia hasn’t exactly disappeared: The White House is still claiming it depends on the country normalizing relations with Israel, even if that’s not part of the written agreement.

When Should Clients Take Their RMDs? We May Be Optimizing the Wrong Thing

September 29, 2026
When during the calendar year should retirees take their required minimum distributions (RMDs)? Take the RMDs early and eliminate the chore? Wait until December to maximize tax-deferred compounding? Or spread the distributions throughout the year? Advisors often start with too narrow a view of what clients are trying to optimize.