Zephyr's Adjusted for Risk: Building Bridges to Independence - A Conversation with Steward Partners

Published on September 8, 2025

Ryan Nauman welcomes Steward Partner's Jeff Gonyo and Mohan Gurupackiam to discuss the trends of financial advisors moving from wirehouses to independent firms and the critical role technology plays in this transition.

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America's Driving Habits: July 2025

September 8, 2025
Travel on all roads and streets increased in July. The 12-month moving average was up 0.15% month-over-month and was up 1.01% year-over-year. However, if we factor in population growth, the 12-month MA of the civilian population-adjusted data (age 16-and-over) was up 0.08% month-over-month and down 0.89% year-over-year.

Why Keynes’ Economic Theories Failed In Reality

September 8, 2025
The failures aren’t isolated miscalculations but the predictable result of a flawed framework that policymakers have clung to for decades. Keynesian economics didn’t just “get it wrong” in 2025, but has repeatedly failed to deliver on its promises for over forty years. And the consequences are becoming impossible to ignore.