Baby Boomers Beware: Target Date Funds Break With Safe Scholarly Guidance

Published on September 29, 2025

When the next crash comes, inevitably there will be an uproar. Baby boomers must not wait for that uproar. They need to get out of their TDFs now and move to the safety of T-bills and TIPS, following the guidance of academic theory. That’s just the smart thing to do.