Adjusted for Risk: The Right Way to Use ETFs for Success

Published on August 3, 2026

VistaShares' Adam Patti discusses how ETF innovation is bringing institutional-style strategies to retail investors, emphasizing “look under the hood” due diligence.

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Baby Boomers Face 40% Risk of Loss in Most Target Date Funds

August 3, 2026
There are safer TDFs with about half the risk of losing money near retirement, but they are not popular — yet. These safer TDFs, beyond the Federal Thrift Savings Plan, include the Dimensional Fund Advisors Target Date Retirement Income funds, the low-risk flexPATH target date funds, and strategy represented by the SMART target date fund index on Morningstar Direct.

The Market Crash of 1873 and the Depression That Wasn’t

August 3, 2026
Big money always attracts big trouble, but you don't need crime to get booms and crashes. You just need human nature and the branch of finance that studies it, called behavioral finance. From time to time, investors will overestimate future profits and bid up popular stocks and bonds beyond their fair value, and later overestimate future losses and crash the price.