Baby Boomers Face 40% Risk of Loss in Most Target Date Funds

Published on August 3, 2026

There are safer TDFs with about half the risk of losing money near retirement, but they are not popular — yet. These safer TDFs, beyond the Federal Thrift Savings Plan, include the Dimensional Fund Advisors Target Date Retirement Income funds, the low-risk flexPATH target date funds, and strategy represented by the SMART target date fund index on Morningstar Direct.

Continue reading on website
Other news

Is There Really Carnage in Hyperscaler Credit?

August 3, 2026
Credit spreads are a more robust way to track credit conditions for a company or the broader market. A credit spread is the difference between a bond yield or a corporate index yield and a comparable-maturity Treasury bond.

Adjusted for Risk: The Right Way to Use ETFs for Success

August 3, 2026
VistaShares' Adam Patti discusses how ETF innovation is bringing institutional-style strategies to retail investors, emphasizing “look under the hood” due diligence.